Become a Homeowner

PROGRAMS

Southwest Solutions Helps YOU Become a Homeowner!

Common Questions We Help You Answer:

  • Where do I begin?
  • Who can I talk to?
  • How do I obtain a Homebuyer Education Workshop Certificate?
  • What do I need to do to qualify for a mortgage?
  • How do I improve my credit?
  • How much can I afford?
  • Are there programs available to help me with down payment and closing costs?

Our Homeownership Program Includes:

Homebuyer Education Workshop (MSHDA / HUD Certified)

  • Learn about the home buying process and steps to qualify for a mortgage from Southwest Solutions staff, and our lending, realtor, inspectors, and other homeownership partners
  • Upon conclusion of the workshop, receive a certificate of completion that is valid for 12 months –  a necessity for applying for down payment assistance

One-on-one homeownership advising

  • Free credit report/score & analysis
  • A personalized “Roadmap to Homeownership” – click here for sample
  • Homeownership financial coaching and pre-purchase counseling
  • Learn Down Payment Assistance eligibility requirements
  • Learn about the different mortgage products offered at a variety of financial institutions

Credit Building and other Workshops

  • Learn how your credit score is calculated
  • Learn ways to improve your credit score

How Do I Sign Up?

Follow the steps below or see PDF:

  1. Create an account– click here: Start Your Journey Now!  (Note: this is not an “application” – we help everyone!)
  2. To meet with a member of our homeownership team:
    • Please complete entire “MyHome” profile  (Note: if you are unsure of how to respond to a question – that’s ok – just do your best to answer all required fields. We will work with you to review your information!)
    • Go to the Training Center and select “Homeownership Goals and Next Steps” (you must have a complete Profile to see this appointment) – a calendar will appear allowing you to schedule a one on one appointment with our homebuyer advisor
  1. To attend a Homebuyer Education Workshop (or other awesome financial classes!):
    • Create an account
    • Go to the “Training Center” and select a class that best suits your needs

Are You Already Pre-Approved for a Mortgage and Just Need a Homebuyer Education Certificate to Qualify for Down Payment Assistance?

Then attend a homebuyer education class in person or enroll online:

  • Our on-line education through eHomeAmerica is available 24/7. Online e-home training costs $99.   Click here to sign up.
  • We offer an in-person homebuyer education course once a month. This full-day classroom training is currently free, but registration is required. Click here to sign up.

 

RESULTS

Of the 703 homes in Detroit purchased with mortgages in 2016, our homeownership programs assisted with 10%

Through our homebuyer education workshops, our Detroit HomeLIFT program, or our partnership with Detroit Home Mortgage.

Southwest Solutions was honored as MSHDA’s Housing Education Program Agency of the Year in 2015.
Teresa Torres, our Pre-Purchase and Homebuyer Education Counselor, was named MSHDA’s Housing Counselor of the Year in 2016.
More than 80% of the participants in our Homebuyer Education and Financial Capabilities workshops rate their experience as “excellent,” and 90% say that they would refer family or friends to the workshops.
Our homeownership and mortgage lending programs have helped nearly 800 families to become homeowners.

CONTACT:

Please visit visit our website to learn more and register for a class. If you have further questions, please email Tenai or call her at 313.297.0068.

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