Southwest Economic Solutions
Southwest Economic Solutions
Southwest Economic Solutions (SWES) was formerly known as the Housing Opportunity Center (HOC) and was part of Southwest Housing Solutions until 2013. The HOC began in 2004. Southwest Economic Solutions' mission is to provide opportunities for individuals and families to achieve greater economic success. We promote and preserve homeownership and advance financial literacy in the community. SWES’s professional, bilingual and HUD-certified counselors provide financial fitness and credit counseling, homebuyer education, home repair loans and foreclosure prevention counseling. We can help you make good economic choices, avoid harmful debt and predatory lenders, gain wealth and the dream of homeownership, access income supports, and develop educational and employment opportunities. We have become a leader in workforce development and adult literacy services. All our services are free for eligible individuals and families.

 


  Services:

  • Foreclosure Intervention Counseling.  Our professional, bilingual and HUD-certified counselors are experts on the loan products and relief programs available to homeowners. We work with you and lenders to renegotiate mortgages into more manageable rates, fees and terms.
  • To help you buy and keep your home:
  • Center for Working Families. We provide expert advice to help low-income families reach financial stability, access income supports, develop educational and employment opportunities, build wealth, and move up the economic ladder.
  • Detroit GreenWorks Solutions. This program provides disadvantaged residents of Detroit employment training and opportunities in the rapidly growing “green industries” sector, such as weatherization, agriculture and forestry.
  • Homeless Veterans' Reintegration Program (HVRP). This program helps homeless veterans find meaningful employment so that they can be productive members of the community.
  • Adult Learning Lab. Located across from Clark Park in southwest Detroit, the Lab helps adults improve their literacy, math and computer skills so they can be better qualified for employment.
  • Earn and Learn. This program is an innovative and comprehensive model of workforce development that will help more than a thousand chronically jobless individuals in the Detroit area gain long-term employment.
  • eHome Money.This online Financial Training course can help you improve your economic situation, build or rebuild your credit, increase your financial wealth, and manage your money better. For a one-time fee of $50, you can complete the online course at your own convenience.
  • ProsperUS Detroit. This program provides entrepreneurial-training and micro-lending for Detroit residents, particularly those who are African-American, Arab-American or Latino. ProsperUS aims to help establish at least 70 new minority-owned businesses in the city.

Southwest Economic Solutions is located at 3627 Vernor Highway, Detroit, MI 48216. To learn more about the services we provide, call us at 313.841.9641 or email us.

 

 

  Results

• Provided foreclosure intervention counseling to 864 families in 2012 and kept 569 in their homes; the 66% success rate far exceeds national average
• The Skillman Foundation calls our services “by far, the best and most effective foreclosure prevention program”
• Provided first-time home-buyer counseling to 160 families in 2012; 55 bought homes
• Counseled 1450 families in last five years to prepare them for home purchase, of whom 280 bought homes
• Center for Working Families (CWF) enrolled more than 600 clients in 2012; 542 clients (90% all CWF clients) received at least two CWF services
• Our CWF site is a national model in achieving successful outcomes
• 126 individuals completed vocational training in 2012
• 185 individuals were placed into employment in 2012
• 289 individuals received financial counseling: 119 improved their net worth (41%); 81 improved their credit scores
• Adult Learning Lab served 389 persons: 221 participated in GED; 168 in ESL; 10 gained employment
• Homeless Veterans' Reintegration Program (HVRP) served 126 veterans and placed 62 in jobs in 2012
• Earn and Learn enrolled 695 participants and trained 572 in work readiness; 372 were placed into subsidized employment and 161 progressed to unsubsidized employment


SWES' mission is supported by many important partnerships. Southwest Solutions is Detroit’s only chartered member of NeighborWorks® America. SWES is Michigan’s only housing counseling affiliate of the National Council of La Raza. NCLR strives to increase Hispanic homeownership and supports community organizations that serve Hispanics.
 

 
  Top stories


 

Help buying your first home
Help with foreclosure
Job training and placement


Feature Story
 
Adult Learning Lab becomes magnet for “Dreamers”

Since DACA was announced in June 2012, our Adult Learning Lab has become a magnet for Dreamers who need to fulfill education requirements for the DACA application. Of the 100 students who are actively using the Learning Lab currently, about 40 are Dreamers. Because the demand for the Learning Lab is so great, there is a waiting list for both its GED (General Educational Development) test-preparation and ESL (English as a Second Language) services.

Learn more >>
 
Southwest Economic Solutions



Foreclosure Mitigation Counseling

Homebuyer Education

Center for Working Families

Detroit GreenWorks Solutions


HVRP

ProsperUS Detroit

Adult Learning Lab

Earn and Learn


Loan Scam Alert

eHome America homebuyer education

eHome Money financial training