Southwest Economic Solutions
Foreclosure Intervention Counseling

The foreclosure intervention counseling provided by Southwest Economic Solutions is recognized as one of the leading programs of its kind in the Detroit area because of its effectiveness in helping homeowners avoid foreclosure and keep their homes. Our agency is HUD-approved and our professional counselors are MSHDA-certified and NeighborWorks-trained and certified. We serve homeowners throughout the metro Detroit and tri-county area. We also have Spanish/English bilingual counselors, and our services are free of charge. Our counselors work with homeowners facing financial hardship to submit the necessary documents to obtain property tax or mortgage default assistance. These arrangements benefit not only the homeowners, but lenders and the neighborhoods too, because they preserve equity and property values.

 


Services:

Listed below are the forms and accompanying materials we need from you before we are able to assist you.
 
We are required by our funders to collect all this information, so while it may seem overwhelming at first, there is a reason for all requested information and materials. The materials you provide will allow us to better understand your current situation and work more efficiently with your lender.

Please download the appropriate forms and fill them out completely, and gather all the other documents requested. The forms that you should download and complete depend on the type of assistance you need:

If you are behind on your mortgage payments and need assistance avoiding mortgage foreclosure, download this document:

If you are behind on property taxes and need assistance avoiding property-tax foreclosure, download this document:

Important property tax foreclosure information:

  • To check to see if you are eligible for Step Forward Assistance, click here.
  • To check online about the status of your Step Forward Application, click here.

Once you have completed your intake packet, you should:

Mail it or deliver it yourself to:

Foreclosure Intake Specialist
2835 Bagley, Suite 800
Detroit, MI 48216


Walk-in hours for new foreclosure clients are Monday and Wednesday from 9am – 4pm.

Or email your completed intake packet to either:

Lupe Zarate
Olga Ortiz-Rodriguez

If you have any questions about the requested materials, please call Lupe Zarate at (313) 841-9641.

We can often help you keep your home. But even when Southwest Economic Solutions cannot prevent the foreclosure, our counselors can assist you in many other ways, including helping you to find affordable housing and build a better financial future through our financial capabilities curriculum.

Our financial capabilities curriculum covers many important topics, including:

  • Mastering money management
  • Debt reduction
  • Banking basics
  • Insurance
  • Developing a spending plan
  • Improving credit ratios and savings
  • Consumer protection
  • Fair Housing and Fair Lending

Financial capability is provided through our Center for Working Families, by our Financial Coach, Grace Meyer, a MSHDA-certified financial coach. We can advise you on how to keep your homes when facing a crisis, through counseling, debt restructuring and loss mitigation alternatives.

Experts strongly recommend financial coaching, especially for homeowners, because of its proven success in helping families manage and protect their homes. Please note: To participate in financial capability and work with our financial coach, you must be referred by a foreclosure counselor from our agency.

Outside Organizations

Is your organization interested in referring you clients to our services? Contact Olga Ortiz-Rodriguez to sign up for our Step Forward Michigan educational session for our local community partners.

Resources for individuals facing foreclosure:

 

Southwest Economic Solutions is located at the Welcome Center at 2835 Bagley, Suite 800, Detroit, MI  48216. To learn more or schedule an appointment, call us at 313.841.9641 or email us.

 


  
   Results



  • Provided foreclosure mitigation counseling to 580 families in 2013 and helped keep 358 in their homes directly and/or through referrals; the success rate far exceeds the national average
  • The Skillman Foundation calls our services “by far, the best and most effective foreclosure prevention program”
  • Participated in Freddie Mac’s national Borrower Help Network and partnered with Fannie Mae to provide expert foreclosure counseling to its distressed borrowers in Michigan
  • Research from NeighborWorks America shows that homeowners who receive credit counseling are 60 percent more likely to avoid foreclosure than those who are not counseled
  • 40% of those we counsel for foreclosure are also referred to our Center for Working Families
  • Good, affordable housing available for families whose mortgages cannot be renegotiated

With the generous support of leading foundations and government grants, and working in partnership with other community organizations, we have expanded our program to serve all areas in and around the city. If you are in danger of losing your home, we encourage you to call us early in the foreclosure process. We can help.

 

Southwest Economic Solutions
 

Foreclosure Intervention Counseling

Homebuyer Education

Center for Working Families

Earn and Learn

ProsperUS Detroit

Adult Learning Lab

HVRP

ehome America homebuyer ed

Ehome Money financial training

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