Our foreclosure prevention counseling services are available to low and moderate income homeowners. The services are free. Our counselors are HUD-certified and bilingual, and experts on the loan products and relief programs available to homeowners.

We serve homeowners throughout the metro Detroit area, including Macomb County, where we assist homeowners at our our office in the Hope Center.

We can often help you keep your home. But even when the HOC cannot prevent the foreclosure, our counselors can assist you in many other ways, including helping you to find affordable housing and build a better financial future.

The Housing Opportunity Center is located at 3627 Vernor Highway, Detroit, MI 48216. To learn more or schedule an appointment, call us at 313.841.9641 or email us.

  
   Results

• Provided foreclosure intervention counseling to 864 families in 2012 and kept 569 in their homes; the 66% success rate far exceeds national average
• The Skillman Foundation calls our services “by far, the best and most effective foreclosure prevention program”
• Participated in Freddie Mac’s national Borrower Help Network and partnered with Fannie Mae to provide expert foreclosure counseling to its distressed borrowers in Michigan
• Research from NeighborWorks America shows that homeowners who receive credit counseling are 60 percent more likely to avoid foreclosure than those who are not counseled
• 40% of those we counsel for foreclosure are also referred to our Center for Working Families
• Good, affordable housing available for families whose mortgages cannot be renegotiated

With the generous support of leading foundations and government grants, and working in partnership with other community organizations, we have expanded our program to serve all areas in and around the city. If you are in danger of losing your home, we encourage you to call us early in the foreclosure process. We can help.