For many Detroit homeowners who are low income or are experiencing financial hardship because of job loss, health problems or unexpected expenses, securing a property…
The homeownership preservation counseling provided by Southwest Solutions is recognized as one of the leading programs of its kind in the Detroit area because of its effectiveness in helping homeowners avoid foreclosure and keep their homes. Our agency is HUD-approved and our professional counselors are NeighborWorks-trained and HUD certified.
Currently, we are only assisting homeowners within the City of Detroit. If you are a Michigan homeowner outside of the City of Detroit, see the Michigan State Housing Development Authority tool to locate MSHDA certified housing counseling agencies.
Southwest Economic Solution’s foreclosure prevention services are free of charge. Our counselors work with homeowners facing financial hardship to submit the necessary documents to obtain property tax or mortgage default assistance. These arrangements benefit not only the homeowners, but lenders and the neighborhoods too, because they preserve equity and property values.
Make sure you understand how property taxes work so you can stay in your home! If your home has delinquent property taxes, you may be at risk of foreclosure. If you are three (3) years behind on your property taxes, the Wayne County Treasurer can take your home through tax foreclosure. Our professional counselors have strategies that can help you to avoid this.
If you are a low-income Detroit resident who is struggling to pay current year and/or back property taxes, please attend one of our walk-in workshops. Our walk-in property tax workshops take place on the first Friday of every month from 10AM-2PM at the Ford Resource and Engagement Center, 2826 Bagley Detroit, MI 48216. Please see this flyer that includes a list of documents that you need to bring for us to better assist you. Sign-up for a walk-in property tax workshop here or contact Kathy via email or 313-297-0074 for more information on our property tax clinics.
If you are behind on your property taxes and/or mortgage payments and would like to apply for assistance through the Step Forward Michigan program, download this document: Step Forward Michigan Intake Packet.
Once you have completed your intake packet, you should:
Mail it or deliver it yourself to:
Foreclosure Intake Specialist
2835 Bagley, Suite 800, Detroit, MI 48216
Or email it to:
We are required by our funders to collect all this information, so while it may seem overwhelming at first, the materials you provide will allow us to better understand your current situation and work more efficiently with your lender.
We can often help you keep your home. But even when Southwest Economic Solutions cannot prevent the foreclosure, our counselors can assist you in many other ways, including helping you to find affordable housing and build a better financial future through our financial capabilities curriculum.
Financial capability is provided through our Center for Working Families, by our Financial Coach, Kathy Ralston, a MSHDA-certified financial coach. Experts strongly recommend financial coaching, especially for homeowners, because of its proven success in helping families manage and protect their homes.
Are you a Detroit Homeowner? The Detroit Homeowner Preservation Workshop highlights strategies and programs that can help residents preserve and maintain their homes and, most importantly, avoid foreclosure. Our unique and comprehensive workshop explores what being a homeowner in Detroit involves. Join us to learn more about property tax programs, home repair programs and financial management. Sign up here to attend our next workshop.
Our success rate far exceeds the national average